SCHOOL PENSION AND OTHER (NON-GOVT.).
1. What are the different Scheme /Rules under which the teaching and non-teaching employees of Non-Govt. Schools get Pensionary benefits.?



2. What is the time limit for submission of option under W.B. Recognised Non-Govt. Educational Institution Employees (D.C.R.B.) Scheme, 1981. ?


3. Is there any provisions for Switch Over of Option 'CPF-cum-Gratuity' to Pension including family pension-cum gratuity ? If so, what is the time limit for submission of such Option ?
Yes, Govt. allowed all the teaching and non-teaching employees of aided Non-Govt. Educational Institution who opted for Contributory Provident Fund-cum-Gratuity, to exercise revised option for pension including family pension-cum-Gratuity subject to the condition that employer's share of contribution together with interest and additional interest shall be refund to the Govt. forthwith.
Such option had to be exercised within 90 days from the data of issue of relevant Govt. Order bearing No.496-EDN(B) dated 16-12-91 (i.e. within 15-03-92 ). With thw introducation of D.C.R.B. Scheme,1981.

4. What directions were issued by the Govt. regarding rates subscription towards GPF/CPF and deposit of P.F balance in treasury ?
a) For those opting for Pension-cum-Gratuity

b) For those Option for CPF-cum-Gratuity

c) For new entrents who joined services on or after 1-4-1981


5. What is the procedure for deposite of employer's share of Contribution with interest accrued thereon and for transfer of own share of contribution with interest to the GPF A/c. ?
a) Persons who have not withdrawn the amount
Persons willing to come under D.C.R.B. Scheme, 1981 and Opting for the benefit of Pension-cum-gretuity within prescribed date shall apply in writing to the head of the Institution/Organisation stating that he is willing to refund to Govt. the employer's share of Contribution together with interest accurd theron credited against his/her contributory Provident Fund A/c. and that his/her own shares of contribution with interest transferred to the General Provident Fund A/c.
Head of the Institution/Organisation will take necessary action for deposit of "Employer's share with interest" through T.R. Form No.7 in the appropriate head of A/c. of the Govt. (i.e. 0071- contribution and Recoversion towards Pension and other retirement benefit -01-civic-800-other receipt.
Keeping a note in the Services Book under proper atteststion and also take necessary action for transfer of "Employee's share with interest" to the newly opened General Provident Fund A/c.
b) Persons who have already withdrawn the employer's Share of Contribution with interest
In such cases, in order to enable them to avail themeselve of the benefit of pension etc., the 'Employer's share of Contribution' together with interest accurued thereon should be refund through T.R. Form No.7 in the appropriate head of A/c. (i.e. 0071-Contribution and Recoveries towards Pension and Other retirement benefits-01-Civil-800-Other Receipts- __________________________________) by the employee concerned with interest @ 5% simple on the amount actually drawn, calculated from the date of drawal of the said amount to the date of refund. Those who are not able to return the amount in cash may apply for adjustment againt gratuity or arrear pension.

6. What will be the admissible pensionary benefits in respect of employees who does not opt or fails to opt within prescribed time ?
In terms of para 5(c) of the W.B recognised Non-Govt. Educational Institution Employees (D.C.R.B.) Scheme, 1981 "If any employee does not or fails to opt within prescribed time limit, the pensionary benefits as admissible prior to 1-4-81 would be applicable in their case".

7. What will be the admissible pensionary benefits in case of an employee who dies on or after 1-4-81 but before issue of G.O. No.136-END(B) dt. 15-05-85 (i.e. D.C.R.B. Scheme, 1981)?
The Pension Sanctioning Authority will allow the more advantageous of para 3b(i) or 3(b)(ii) of the Scheme to him/her.

8. What are the different types of pension admisible unjder the D.C.R.B. Scheme, 1981 ?
There are four types of Pension, viz.
a) Compensation Pension
Pension allowed to an employee who is discharged on abolition of the permanent post held by him/hers.
b)Invalid Pension
Pension allowed to an employee who by bodily or mental infirmity is declared permanently incapacitated for further services by the CMOH of the District or any Medical Officer of equivalent status authorised by the Pension Sanctioning Authority.
c) Superannuation Pension
Pension granted to an employee on attaining the age of superannuation or thereafter on the expiry of the period of approved extension.
d) Retiring Pension
Pension granted to an employee who is permitted to retire after completing qualifing service for 20 years or more.

9. Who acts as the Pension Sanctioning Authority Under D.C.R.B. Scheme, 1981 ?
a) District Inspector of Schools (Secondary Education)
in respect of teaching and non-teaching staff of the aided/sponsored/non-Govt. Secondary Schools including Madrasahs (Senior, Junior and High ) Who retired or died on or after 1-4-81 (G.O. No.64(6)-EDN(B) dt. 11-03-1986).
b) District Inspector Of Schools (Primary Education)
in respect of Primary teachers/employees of Primary/Junior basic Schools who retired/died on or after 1-4-81 (G.O. No.296(5)-EDN(B) dt. 07-10-85 ).

10. Who acts as 'Audit Officer' and Pension Payment Order (P.P.O.) issuing authority on Per D.C.R.B. Scheme, 1981. ?
Director of Pension, Provident Fund & Group Insurance, West Bengal or any Officer authorised by him with his Office at Purta Bhavan (2nd floor), Salt Lake, Kolkata-91 (G.O. No.296(5)-EDN(B) dt. 07-10-1985).

11. Whether the retirement benefits as provided for in the W.B. Recognised Non-Govt. Educational Institution Employees (Death-cum-Retirement Benefit ) Scheme, 1981 is applicable in case of teaching and non-teaching employees in case of teaching and non-teaching employees who retired/died prior to 1-4-81 and if so, what is the procedure for such revision
Yes, as per G.O. No.163-EDN(B) dt. 15-06-90 the retirement benefits as provided for in the W.B. Recognised Non-Govt. Educational Institution Employees (Death-cum-Retirement Benefits Scheme, 1981 has been extended to the Teaching and non-teaching employees of the non-Government Educational Institution and Organisation covered by the said Scheme who retired prior to 1-4-81 subject to refund or adjustment of employer's share of CPF with interest, and also subject to due adjustment of Pension and ex-gratie increases as were or are being draw by such pensioners.

Procedure for Revision
For revision of retirement benefits the following papers, in duplicate should be submitted to the Director of School Education through the concerned District Inspector of Schools :-



5. A declaration by the incumbent in the following manner :- (for all)

I, Sri/Smt.________________________________________________ of ____________________________ School having retired/Superannuated on _______________________ solemnly daclare that if the amount of pansionary benefits which is to be afterawards found to be in excess of which I am actually entitled, I will refund the excess amount forthwith on demand.


___________________________________________

Signature of the Pensioner with date.

(Where applicable)
I, Shri/Smt. _______________________________________ of _______________________________________ Schools hereby declare that the amount of outstanding dues as per statement enclosed/any amount drawn by me if found overdrawn during scrutiny of any pension paper should be adjusted from my gratuity/pension.
I hereby promise to raise no objection objection whatsoever for such adjustment.

_______________________________________________________

Singnature of the Pensioner with date.

(also for claimant of L.T.A.).



6. Specimen signature duly attested 3 slips, each bearing 3 signatures in each slip.

7. Photograph/Joint Photograph attested by the competent authority on the front side of the Photo (3 copies). In case of Family Pension attestation should be done by a person belonging to Group-A Govt. Services.

8. Identification mark, in triplicate.
Regarding sanction of Family pension the following papers in addition to the papers mentioned at item No.2 to No.B should also be furnished:-


12 Retirement benefits to the Primary teachars prior to 1-4-81 included CPF-cum-Gratuity. Whather the employees/teachars who retired prior to 1-4-81 and opted for CPF-cum-Gratuity are also entitled to opt for Pension (including family pension)-cum-gratuity under the DCRB Scheme, 1981.
In terms of G.O. No.1690-SE(Pry) dt. 20-12-01 they would also come under the preview of the G.O. No.163-EDN(B) dt. 15-06-90 for the purpose of getting benefit of DCRB Scheme, 1981. So, they may opt for pension (including family pension)-cum-gratuity under DCRB Scheme, 1981.

13. West Bengal Recognised Non-Govt. Educational Institution Employees (Death-cum-Retirement Benefit) Scheme, 1981 is applicable to the employees of which Institution/Organisation ?
The Scheme is applicable to the employees of State Govt. Sponsored or aided educational Institutions (excluding D.A. Getting schools) as indicated in Statement-I of G.O. No.136-EDN(B) dt. 15-05-85 which are shown below :-


14. How Pension/family pension/gratuity/death gratuity is calculated ?
All these are calculated on 'Emolument' which the employee was receiving at the time of retirement death while in service.
'Emolument' include the following :-


A. Calculation of Pension etc. in respect of persons retired/died drawing pay as per ROPA, 1981.
Pension : a) Upto Rs.1000/-of 50% of the amount
  b) Next Rs.500/- of Pay 45% of the amount
  c) Balance of Pay 40% of the amount
      _____________
  Pension (a+b+c)  
      _____________


Here pay means emoluments last drawn w.e.f. 1-9-82 and Average of last ten months preceeding the date of retirement upto 31.8.82
Pension calculated above is for maximum period of 33 years of qualifing service and is to be reduced proportionately if the Q.S. is less than 33 years i.e.
                         Pension (a+b+c)    x Actual Q.S. (Max-33)
33


Maximum Monthly Pension - rs.1500/-
Retired at the age of 65 years with ROPA'81
Scale of Pay
Consolidation of Pension as per G.O. No.102-SE(B) dt. 15-06-98 and 388-SE(B) dt. 24-10-2000 is allowed by the Treasury Officer concerned w.e.f. 1-4-97 as per G.O. No.124-SE(B) dt. 29-06-99.

Family Pension
Pay of the Employee P.M. Monthly
i) Rs.1200 and above i) 12% of Pay ( Minimum 160 Maximum 250 )
ii) Rs.400 and above but below 1200 ii) 15% of Pay ( Minimum 100 Maximum 160 )
iii) Below Rs.400 iii) 30% of Pay ( Minimum 60 Maximum 100 )


Enhanced Family Pension
i) Death While in Service :
Family Pension at enhanced rate is payable for a period of 7 years from the date following the date of death or till the date on which the employee concerned would have attained the age of 65 years had he survived whichever period in less. Employee concerned has to put in at least 7 years continuous service prior to death.
Enhanced family pension will be 50% of the pay last drawn subject to a maximum of twice the family pension ordinarily admissible.
ii) Death after retirement
Enhanced family pension is payable upto the date on which the deceased employee concerned would have attained the age of 65 years had he survived or for 7 years whichever is less and the amount is least of the following :-


Gratuity
a) For Service 10 years or more 1/4 x Amount reckonable for Pension x number of six monthly period of service (Maximum-66) Maximum amount Rs.36000/-
b) For Service less than 10 years Y2 x Amount reckonable for pension x No. of six monthly period of service.


Death Gratuity
It is admissible when an employee who has completed 5 years qualifing service dies while in service and shall be paid to the nomonee/nominees or to the surviving members of the family. Amount of death gratuity is ____________________

B. CALCULATION OF PENSION ETC. IN PERSONS RETIRED/DIED DRAWING PAY AS PER ROPA, 1990.
i) Pension
50% of last pay drawn for a maximum period of 33 years of Qualifing or motionary arrived (As per ROPA' 1980) service to be reduced proportionately for Q.S. less than 33 years i.e.
Last pay Drawn x Actual Q.S. ( Maximum 33 years )
       2                              33

Maximum monthly Pension - 375/-
Minimum monthly Pension - 2250/-

ii) Family Pension
Amount reckonable for family pension drawn p.m. Rate of F.P. per month
a) Not exceeding Rs.1500 30% of the amount (Minimum 375)
b) Exceeding Rs.1500 20% of the amount (Minimum 450, Maximum 600)


iii) Enhanced family Pension (EFP)

When the amount of normal family pension exceeds the amount of pension sanctioned at the time of normal retirement, the enhanced family pension shall not be less than the amount of normal family pension.
In both the cases (i.e. (a) & (b) above) the EFP is admissible for a period of seven years or upto the age of 65 years of age of the employee concerned had the survived whichever is less.

iv) Gratuity
a) For Service 10 years or more Y4 x Amount reckonable for gratuity (i.e. Last Pay) x No. of six monthly period of service (Max. 66)
b) For service less than 10 years Y2 x Amount reckonable for gratuity (i.e. last pay drawn) x No. of six monthly period of service
v) Death Gratuity
Length of Qualifing Service Rate of Gratuity
a) less than one year 2 x Amount reckonable for gratuity *
b) one year or more but less than 5 years 6 x Amount reckonable for gratuity *
c) 5 years or more but less than 20 years 12 x Amount reckonable for gratuity *
d) 20 years or more Y2 x Amount reckonable for gratuity * x no. of six monthly period of Q.S. (Max. 66).
* Amount reckonable for gratuity means Last Pay drawn, Maximum amount of cash gratuity Rs.60,000

C. CALCULATION OF PENSION ETC. IN RESPECT OF PERSONS RETIRED/DIED DRAWING PAY AS PER ROPA, 1998.
i) Pension : 50% of Pay last drawn or notionally arrived (as per ROPA-98) for maximum period of 33 years of Qualifing service to be reduced proportionately for Q.S. less than 33 yeas i.e.

Last Pay Drawn x Actualy Q.S. (Maximum 33)
2   33


Maximum Monthly Pension - Rs.1300/-
Maximum Monthly Pension - Rs.6750/-
ii) Family Pension :
30% of Pay drawn last or Notionally revised (as per ROPA' 1998)
Maximum Monthly Pension    Rs.1300/-
aximum Monthly Pension    Rs.4050/-
iii) Enhanced family Pension (EPF)
a) Death while in Service
Employee concerned has to put in at least 7 years contineous services prior to death.
Lower of the following :

b) Death after retirement
Least of the following :

When the amount of normal faimly pension exceeds the amount of Pension sanctioned at the tome of normaql retirement, the enhanced family pension shall not less than the amount of normal family pension.
In both the cases (i.e. (a) & (b) above ) the EFP as admissible for a period of seven years or upto the age of 65 years of age of the employee concerned had he survived whichever is less.

iv) Retiring Gratuity
a) For Services of 10 years or more Y4 x Emolument last drawn (i.e. BP ) DA ) x No. of six monthly period of service.
b) For service less than 10 years Y2 x Amount reckonable for gratuity (i.e. BP + DA ) x No. service.
Death Gratuity
Length of Q.S. Rate of Death Gratuity
a) Less than one year 2 x amount reckonable for gratuity (i.e. BP + DA ) last drawn
One year or more but less than five years 6 x Amount reckonable for gratuity (i.e. BP + DA last drawn).
c) 5 years or but less than 20 years 12 x Amount recknable for Gratuity (I.e. BP + DA last drawn)
d) 20 years or more Y2 x Amount reckonable for Gratuity (i.e. BP + DA last drawn) x of six monthly period of Q.S. (Maximum 66)

Maximum Amount - Rs.2.5 lakh.

10A. What are the different 'Terms' used in W.B. Recognised Non-Govt. Educational Institution Employees (Death-cum-Retirement Benefit ) Scheme,1981 ?
i) Emolument
'Emolument' means the emoluments which the employee was receiving immediately before his retirement and includes-

ii)' Qualifing Services' (i.e. Q.S.)
'Qualifing Services' is the edmissible period service on which Pension and gartuity is calculatated while calculating Q.S. the following paints are to be taken into A/c. :-

10B. What is the definition of 'Family' under the D.C.R.B. Scheme, 1981
In terms of para 5(s) of the W.B. Recognised Non-Govt. Educational Institution Employees (Death-cum-Retirement Benefit) Scheme, 1981 'Family includes the following relatives of an employee namely -
1. For the purpose of Death gratuity

2. For the purpose of family pension

10C. What is the period during which family pension is payable.?
Family pension is payable :-